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Rebuilding Costs: Rethinking How Much Homeowners Insurance You Really Need

March 30, 2023 by Rilian Ball Buying a home comes with numerous financial planning obligations. It’s far from a turn-key operation and one of the significant challenges involves developing a working knowledge about things often outside your area of expertise. For more…

5 Tips for Crafting a Counter-offer That Doesn’t Scare Away a Potential Home Buyer

March 29, 2023 by Rilian Ball If you’ve recently put your home up for sale, one of the most exciting parts of the selling process is getting an offer. However, all is not said and done once you’ve received an offer, as…

An Overview Of A Wrap-Around Mortgage: What To Know

March 28, 2023 by Rilian Ball Are you having a difficult time qualifying for a traditional mortgage in the current market? If so, there are other options available, and a lack of financing can frustrate not only the buyer but the seller…

What’s Ahead For Mortgage Rates This Week – March 27, 2023

March 27, 2023 by Rilian Ball Last week’s financial and economic reporting included readings on sales of new and previously-owned homes, along with weekly data on mortgage rates and jobless claims. For more information, contact a loan officer at First Capital Group…

Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One

March 21, 2023 by Rilian Ball The mortgage process is a long and complicated one, with a number of similar-sounding terms that can easily confuse first-time homebuyers. A pre-approval is not the same thing as a pre-qualification, and it’s important to understand…

What’s Ahead For Mortgage Rates This Week – March 20, 2023

March 20, 2023 by Rilian Ball Last week’s economic reporting included readings on housing starts and building permits issued, the National Association of Home Builders Housing Market Index, and Fed Chair Janet Yellen’s Senate testimony. The Commerce Department reported on housing starts…

The Do’s And Dont’s Of Making Your Offer More Competitive

March 9, 2023 by Rilian Ball Today, the housing market is more competitive than it has ever been in the past. You may have your eyes on your dream home, but how can you make it stand out from the crowd? There…

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