Are you ready to take the exciting leap into homeownership? As a mortgage professional with years of experience in the real estate market, I understand that purchasing your first home can seem overwhelming. However, with the right guidance and a…
August 17, 2023 by Rilian Ball Imagine having some extra cash on hand, enough to make a significant financial decision that could potentially shape your future. You’ve worked hard to build equity in your home, and now you find yourself at a…
August 16, 2023 by Rilian Ball As the housing market continues to evolve, it becomes increasingly crucial for aspiring homeowners to tread carefully and avoid falling into the trap of being house poor. The dream of owning a home should not come…
August 14, 2023 by Rilian Ball Last week’s economic reporting included readings on inflation, consumer sentiment, and weekly readings on mortgage rates and jobless claims. Inflation Rate Holds Steady in July Month-to-month inflation rose at a pace of 0.20 percent in July…
If you are moving due to a new job, relocating cities, needing a larger or smaller home, or any other reason, it can be tricky to time things just right. Should you keep your current home while you move or…
August 9, 2023 by Rilian Ball If you’re a homeowner with a mortgage, you may be familiar with the concept of an escrow account. This financial tool is designed to simplify the management of property-related expenses by combining certain costs, such as…
Finding a home in a new city can be a daunting task, but there are several steps you can take to make the process smoother. For more information, contact a loan officer at First Capital Group in Visalia, Tulare, Porterville,…
July 31, 2023 by Rilian Ball Last week’s economic reporting included readings on the Fed’s interest rate decision, S&P Case-Shiller’s Home Price Indices, sales of new homes, and pending home sales. Weekly readings on mortgage rates and jobless claims were also released.…
When it comes to selling a house, homeowners have different options available to them. One approach that some sellers consider is selling their house “as-is.” This means selling the property in its current condition without making any repairs or renovations.…
