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**Terms of Service for First Capital Group at www.firstcg.com**

Effective Date: January 1,, 2024

Welcome to First Capital Group’s website. By accessing or using our website, you agree to comply with and be bound by the following Terms of Service. If you do not agree with these terms, please do not use our website.

**Use of the Website:**

1. **Content:** All content on this website, including text, graphics, images, and other materials, is the property of First Capital Group and is protected by intellectual property laws.

2. **User Conduct:**
– You agree not to engage in any activity that may interfere with or disrupt the operation of the website.
– Unauthorized attempts to access or use restricted areas of the website are prohibited.

**User Accounts:**

1. **Registration:**
– Some features of the website may require you to register for an account. You agree to provide accurate and current information during the registration process.

2. **Account Security:**
– You are responsible for maintaining the confidentiality of your account credentials. Notify us immediately of any unauthorized use or security breaches.

**Intellectual Property:**

1. **Trademarks:** The trademarks, logos, and service marks displayed on the website are the property of First Capital Group. You are prohibited from using these without our prior written consent.

2. **Copyright:** All content on the website is protected by copyright laws. You may not reproduce, distribute, modify, or create derivative works without our express written consent.

**Links to Third-Party Websites:**

Our website may contain links to third-party websites. These links are provided for your convenience, and we are not responsible for the content or practices of these websites. Use them at your own risk.

**Disclaimer of Warranties:**

The website is provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding the website’s accuracy, completeness, or reliability.

**Limitation of Liability:**

In no event shall First Capital Group be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use or inability to use the website.

**Governing Law:**

These Terms of Service are governed by and construed in accordance with the laws of the State of California. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts in the State of California.

**Changes to Terms:**

We reserve the right to update or modify these Terms of Service at any time. Your continued use of the website after any changes constitutes acceptance of the modified terms.

**Contact Us:**

If you have any questions or concerns regarding these Terms of Service, please contact us at info@firstcg.com.

Thank you for using First Capital Group’s website.

First Capital Group
525 N. Hall St. Suite A
Visalia, CA 93291
559-697-5322
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